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Insurance

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Use Health Benefits and FSA Funds to Your Advantage

Hearing insurance, while only offered to about 15 percent of the workforce, can provide much greater relief in terms of cost. Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy. If Dr Hecker and Associates is a preferred provider with your insurance company, we will directly bill your insurance for payment. Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed. If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.

Frequently Asked Questions

At Dr. Hecker and Associates, we accept the following insurances:
  • Anthem
  • Humana Gold
  • Optima
  • Tricare(Standard/Prime)
  • Tricare for Life
  • AARP
  • Cigna
  • Medicare
  • Medicare Railroad
  • Mutual of Omaha
  • United Health Care
  • USAA
  • GEHA
  • WellCare
  • US Department of Labor OWCP
We Do Not Accept:
  • HMO’s
  • Anthem Healthkeepers
  • Aetna
  • Medicaid
  • OptiMUM or OptiMUM Choice
Medicare Part B (Medical Insurance) will cover the diagnostic hearing and balance exams only if your primary care physician orders these tests based on symptoms, conditions, or complaints that would require medical treatment. Medicare does not currently cover regular hearing exams or treatment, including hearing aids or exams for fitting hearing aids.